When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Helpful Retirement Strategies for Women Learn how to address the challenges that women face when planning for retirement. A Taxing Story: Capital Gains and Losses Understanding how capital gains are taxed may help you refine your investment strategies.